This file contains over 100 letters (in editable Word format) to help you fight inaccurate, erroneous, and outdated information for yourself or clients. Need help deciding what reasoning to use for your dispute letters? Grab our Deetailed Cheat Sheet to your cart for reasonings/instructions that you can use for specific negative items. We have included numerous examples for either inquiry, delinquent payments, collection, charge-offs, bankruptcies/tax liens,

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No refunds since this is a digital product that can't be returned; in which the material learned cannot be unlearned therefore this digital product is nonrefundable. By submitting the charge, you are authorizing it. Any disputes or chargebacks will be fully prosecuted to the full extent of the law. Be advised your IP address will confirm your purchase and use of the digital product.